Key Takeaways
- A NemKonto is a mandatory account setup for receiving government payments in Denmark.
- Once registered, all Danish public authorities can deposit funds into it automatically.
- You can use most existing accounts including Danish, EU, and some foreign accounts.
- Easykonto provides DKK IBANs that you can designate as your NemKonto.
What Is NemKonto?
A NemKonto is an account that you designate to receive payments from the Danish public sector. It’s required for citizens, residents, international students, and businesses that interact with the Danish system.
Government payments that flow through NemKonto include:
- Tax refunds
- Child and family benefits
- Student grants and loans
- Unemployment benefits
- Pensions and welfare payments
- Holiday pay and disability benefits
Once assigned, all public authorities send payments to this account automatically no need to share bank details with each agency.
How Does NemKonto Work?
You don’t need to open a completely new account. Instead, you register one of your existing accounts as your NemKonto.
- For local users, that usually means a Danish bank account.
- For international users, an EU/EEA account or certain approved foreign accounts can also qualify.
After setup, any payment from the government will be routed directly into your NemKonto.
What Accounts Are Eligible?
You can assign NemKonto to accounts from:
- Danish banks, payment institutions, and e-money institutions.
- EU/EEA banks and payment providers.
- Faroese and Greenlandic institutions.
- Certain foreign institutions (subject to approval).
Not every foreign account is accepted, approval depends on the NemKonto Administration’s rules.
What You’ll Need to Register
Typical requirements include:
- CPR number (Danish civil registration number).
- MitID (digital ID app) for online registration.
- Valid ID (passport or national card).
- Proof of Danish address (utility bill, housing contract, etc.).
- Residence permit if applicable.
- Account details (IBAN, SWIFT/BIC).
Businesses may also need tax documentation.
How to Register a NemKonto
1. Through Your Bank
Ask your bank to assign your account as your NemKonto. Bring your CPR number and ID.
2. Online Self-Service (MitID)
Log into NemKonto’s portal with your MitID and assign your account. You’ll receive an activation code by post before final approval.
3. Foreign Account Form
If using a foreign account, complete the NemKonto International form and submit it. Approval may take weeks, as extra verification is needed.
Things to Keep in Mind
- Processing times: Local accounts are usually ready in days; foreign ones may take weeks.
- Transaction fees: Foreign accounts may incur transfer or FX fees.
- Updates: If you change or close your account, update NemKonto immediately.
- Accuracy: Ensure your details match official records to avoid delays.
How Easykonto Can Help
While Easykonto does not run the NemKonto system itself, we provide DKK IBANs that you can register as your NemKonto.
With Easykonto, you also get:
- Multi-currency business accounts (37+ currencies).
- Transparent, competitive FX tools.
- Real-time monitoring and fraud protection.
- Automated compliance (KYC/KYB, AML screening).
- A secure, unified dashboard for SMEs and global businesses.
Whether you’re a resident in Denmark, an SME, or an international business operating locally, Easykonto gives you the right account setup to connect seamlessly with NemKonto.
👉 Open your Easykonto account today and make NemKonto registration effortless.