International Business Payments
Lunar is one of Denmark’s most recognizable online payment platforms. Known for its mobile-first approach and popularity among startups, it has grown steadily across the Nordics. But if you’re looking for a business account that offers not just convenience in Denmark, but also global reach, Easykonto provides an alternative built for SMEs, entrepreneurs, and companies with international ambitions.
Access and Flexibility
Lunar is primarily designed as a mobile-first platform. While its business accounts are accessible from both desktop and mobile, its personal accounts remain largely limited to mobile. Easykonto, by contrast, provides full access from both web and mobile as standard. This flexibility ensures that SMEs and their teams can manage payments wherever they are whether that’s on the go or from a dedicated office setup.
Global Reach
Lunar serves primarily Denmark, Sweden, and Norway. For non-residents, opening an account can be difficult, since it typically requires MitID, a national ID only available to Danish residents. Easykonto removes these barriers by offering IBANs without local residency requirements. Our platform supports transactions in more than 180 countries, allowing businesses to expand globally and transact like locals in multiple regions.
Multi-Currency Capabilities
When it comes to currencies, Lunar supports DKK, EUR, GBP, USD, SEK, and NOK, with additional options available through its Wise integration. However, these accounts don’t allow businesses to hold and manage several currencies simultaneously. Easykonto was designed to solve this challenge. With our accounts, you can hold, manage, and instantly exchange multiple currencies all in one place. This makes cross-border payments smoother, more transparent, and more affordable.
Scaling With Your Business
Lunar’s tiered account structure offers different features depending on the price plan. Bulk payments, multiple accounts, and wider automation features are generally reserved for its higher and more expensive tiers. Easykonto, on the other hand, provides bulk payments, team access, and compliance-ready workflows by default. Our solution is built to support SMEs whether they are just getting started or scaling operations across borders.
Fees and Transparency
Lunar charges tiered monthly fees, with a mid-level business plan costing about 366 DKK (£42). Some plans also include setup fees, adding to the upfront cost. Easykonto.dk keeps things simpler and more transparent, with competitive monthly fees and no hidden sign-up costs. Our pricing is built for SMEs that want enterprise-level features without enterprise-level fees.
Transfers and Limits
Another key difference lies in transaction limits. Lunar sets daily transfer caps, such as a 500,000 DKK maximum, unless users request higher allowances through customer support. Easykonto allows large transfers without arbitrary caps, applying additional compliance checks only when necessary. This makes it easier for businesses to move funds at the scale they need.
Compliance and Trust
Lunar is licensed and regulated by Denmark’s Financial Supervisory Authority (Finanstilsynet), which ensures access to local networks like NemKonto and MobilePay. Easykonto is aligned with FCA-level compliance standards and follows strict safeguarding rules, keeping client funds separate from company funds. We also comply with GDPR privacy standards and implement advanced fraud monitoring, giving businesses peace of mind that their payments are handled securely.
Which Should You Choose?
Lunar is a strong choice for local Danish businesses and individuals looking for sleek mobile banking. But if you are an SME, freelancer, or entrepreneur with global ambitions, Easykonto provides the flexibility, scalability, and compliance you need. With multi-currency accounts, worldwide IBAN access, and SME-focused features, Easykonto.dk is designed to help your business grow without borders.
About Easykonto
We empower SMEs, startups, and entrepreneurs with secure, compliant, and global-ready payment solutions. With Easykonto, you don’t just open an account you gain a trusted financial partner.